When onboarding with Banked, you receive access to both sandbox and live environments, each with distinct credentials, capabilities, and purposes designed to support your complete integration lifecycle from initial development through production deployment.
Sandbox Environment
Your sandbox environment is designed for development and testing:
- Purpose: Safe testing of API integrations without affecting real data
- Capabilities: Create unlimited test businesses, perform test payments, and experiment with all API features
- Limitations: Cannot process live payments or connect to real banking networks
- Best for: Initial development, testing payment flows, and validating your integration
Sandbox credentials are completely separate from live credentials and never interact with real banking systems.
Live Environment
Your live environment enables real payment processing:
- Purpose: Process actual payments for your customers
- Capabilities: Create live businesses, set up both live and test business applications
- Requirements: Complete integration testing and pass our due diligence process
- Best for: Production payment processing and real customer transactions
Important: Live credentials should be stored securely and only used in production environments.
Account Structure
Understanding how businesses and business applications work within each environment is crucial for effective integration.
Learn About Account Structures